Trump Admin Says It Uncovered $10 Billion Obamacare Fraud Scheme

including over 1 million enrollments without a social security number.”

According to the report, several different forms of abuse contributed to the alleged fraud.

“By our estimate, improper, phantom, and fraudulent enrollment peaked at 5.6 million people in 2025,” the report states

Officials say some applicants intentionally understated their income to qualify for larger taxpayer-funded subsidies.

Investigators also identified what they describe as “phantom enrollments,” in which insurance brokers allegedly enrolled people in Obamacare plans without their knowledge in order to collect federal commissions.